/* Self-hosted typefaces (SIL Open Font License): EB Garamond and Instrument Sans, Latin and Latin Extended subsets, from Google Fonts. */
@font-face {
  font-family: 'EB Garamond';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url("fonts/eb-garamond-italic-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url("fonts/eb-garamond-italic-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: italic;
  font-weight: 500;
  font-display: swap;
  src: url("fonts/eb-garamond-italic-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: italic;
  font-weight: 500;
  font-display: swap;
  src: url("fonts/eb-garamond-italic-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("fonts/eb-garamond-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("fonts/eb-garamond-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("fonts/eb-garamond-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'EB Garamond';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url("fonts/eb-garamond-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 400;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 400;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 500;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 500;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 600;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin-ext.woff2") format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Instrument Sans';
  font-style: normal;
  font-weight: 600;
  font-stretch: 100%;
  font-display: swap;
  src: url("fonts/instrument-sans-latin.woff2") format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Intrasia Wealth — prototype design system
   Palette
   --green   estate green, dark surfaces and headings
   --cream   sugar-cane cream ground
   --bone    secondary surface, rules
   --brass   accent, used sparingly
   --ink     body text
   --moss    muted text
*/
:root{
  --green:#1E3327;
  --green-2:#27412F;
  --cream:#FFFFFF;
  --bone:#F4F2ED;
  --bone-2:#E3DFD5;
  --brass:#9A8046;
  --brass-2:#B79A5A;
  --ink:#161F19;
  --moss:#5F6E64;
  --white:#FFFFFF;
  --tbc:#B8541E;
  --serif:"EB Garamond", Garamond, "Times New Roman", serif;
  --sans:"Instrument Sans", "Helvetica Neue", Arial, sans-serif;
  --gutter:clamp(16px, 5vw, 72px);
  --measure:62ch;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;background:var(--cream);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.005em}
h1{font-size:clamp(2.4rem,5.2vw,4.4rem)}
h2{font-size:clamp(1.9rem,3.4vw,2.9rem)}
h3{font-size:clamp(1.35rem,2vw,1.7rem)}
h4{font-size:1.2rem}
p{margin:0}
em.k{font-style:italic;color:var(--brass)}
.dark em.k{color:var(--brass-2)}
.eyebrow{font-family:var(--sans);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--moss);font-weight:600}
.dark .eyebrow{color:var(--brass-2)}
.lede{font-size:1.2rem;line-height:1.5;max-width:var(--measure);color:var(--ink)}
.dark .lede{color:#E6E1D2}
.muted{color:var(--moss)}
.wrap{padding-inline:var(--gutter);max-width:1280px;margin-inline:auto}
.prose{max-width:var(--measure)}
.prose p+p,.prose ul+p,.prose ol+p,.prose div+p,.prose table+p,.prose p+div,.prose ul+div,.prose ol+div{margin-top:1em}
.prose ul{padding-left:1.2em;margin:.6em 0 0}
.prose li+li{margin-top:.35em}
.stack{display:flex;flex-direction:column;gap:1rem}

/* skip link + focus */
.skip{position:absolute;left:-999px;top:8px;background:var(--green);color:#fff;padding:.5rem .9rem;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}

/* to-be-confirmed marker (prototype only) */
.tbc{display:inline-block;font-family:var(--sans);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;color:var(--tbc);border:1px solid var(--tbc);border-radius:2px;padding:0 .35em;margin-left:.35em;vertical-align:middle;font-weight:600}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.9);backdrop-filter:blur(8px);border-bottom:1px solid var(--bone-2)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:72px}
.logo{display:block;line-height:0}
.logo img{height:52px;width:auto}
footer .logo img{height:44px}
nav.main{display:flex;align-items:center;gap:.25rem}
nav.main>ul{list-style:none;margin:0;padding:0;display:flex;gap:.1rem}
nav.main li{position:relative}
nav.main a,nav.main summary{display:block;padding:.6rem .62rem;text-decoration:none;font-size:.88rem;font-weight:500;color:var(--ink);cursor:pointer;list-style:none;white-space:nowrap}
nav.main summary::-webkit-details-marker{display:none}
nav.main a:hover,nav.main summary:hover{color:var(--green);text-decoration:underline;text-underline-offset:.35em;text-decoration-color:var(--brass)}
nav.main li.on>a{color:var(--green);text-decoration:underline;text-underline-offset:.35em;text-decoration-color:var(--brass)}
nav.main details ul{position:absolute;left:0;top:100%;min-width:250px;background:var(--white);border:1px solid var(--bone-2);box-shadow:0 14px 30px rgba(22,31,25,.08);list-style:none;margin:0;padding:.4rem}
nav.main details ul a{padding:.55rem .8rem;font-weight:400;white-space:normal}
.btn{display:inline-block;padding:.75rem 1.25rem;background:var(--green);color:#fff;text-decoration:none;font-size:.9rem;font-weight:600;letter-spacing:.02em;border:1px solid var(--green);transition:background .15s}
.btn:hover{background:var(--green-2)}
.actions .btn{min-width:13.5rem;text-align:center}
nav.main a.btn{color:#fff;padding:.75rem 1.25rem}
nav.main a.btn:hover{color:#fff;text-decoration:none;background:var(--green-2)}
.btn.ghost{background:transparent;color:var(--green)}
.btn.ghost:hover{background:var(--bone)}
.dark .btn,.cta .btn{background:var(--brass);border-color:var(--brass);color:var(--ink)}
.dark .btn:hover,.cta .btn:hover{background:var(--brass-2)}
.dark .btn.ghost,.cta .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.dark .btn.ghost:hover,.cta .btn.ghost:hover{background:rgba(255,255,255,.08)}
.menu-btn{display:none;background:none;border:1px solid var(--bone-2);padding:.55rem .8rem;font:inherit;font-size:.85rem;cursor:pointer;color:var(--ink)}
@media (max-width:1100px){
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--cream);border-bottom:1px solid var(--bone-2);padding:1rem var(--gutter) 1.5rem;flex-direction:column;align-items:stretch}
  nav.main.open{display:flex}
  nav.main>ul{flex-direction:column;gap:0}
  nav.main details ul{position:static;box-shadow:none;border:0;background:transparent;padding:0 0 .5rem .8rem;min-width:0}
  nav.main .btn{margin-top:.8rem;text-align:center}
  .menu-btn{display:inline-block}
}

/* sections */
section{padding-block:clamp(3.5rem,8vw,7rem)}
.dark{background:var(--green);color:#fff}
.dark h1,.dark h2,.dark h3{color:#fff}
.tint{background:var(--bone)}
.hair{border-top:1px solid var(--bone-2)}
.dark .hair{border-color:rgba(255,255,255,.14)}
.grid{display:grid;gap:clamp(1.5rem,4vw,4rem)}
.g-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.g-5-7{grid-template-columns:5fr 7fr}
.g-7-5{grid-template-columns:7fr 5fr}
.g-4-8{grid-template-columns:4fr 8fr}
@media (max-width:820px){.g-2,.g-3,.g-4,.g-5-7,.g-7-5,.g-4-8{grid-template-columns:1fr}}
@media (max-width:820px) and (min-width:560px){.g-4{grid-template-columns:1fr 1fr}}

/* hero */
.hero{padding-block:clamp(3rem,7vw,6rem) clamp(2.5rem,6vw,5rem)}
.hero .grid{align-items:end}
.hero h1{max-width:18ch}
.hero .lede{margin-top:1.25rem}
.hero .actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.75rem}
.hero-fig{aspect-ratio:4/3;max-width:100%;background:
  linear-gradient(160deg,#2B4A37 0%,#1E3327 55%,#15251B 100%);
  position:relative;overflow:hidden;border:1px solid var(--bone-2)}
.hero-fig::after{content:"";position:absolute;inset:auto -20% -35% -20%;height:70%;background:radial-gradient(ellipse at center,rgba(183,154,90,.45),transparent 65%)}
.hero-fig .cap{position:absolute;left:1.1rem;bottom:1rem;color:#fff;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;opacity:.75;z-index:1}

/* video hero (home) */
.hero-video{position:relative;overflow:hidden;color:#fff;padding-block:clamp(5rem,13vw,10rem) clamp(4rem,10vw,8rem);background:var(--green)}
.hero-video .bgv{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero-video .veil{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(21,37,27,.9) 0%,rgba(21,37,27,.7) 45%,rgba(21,37,27,.3) 100%)}
.hero-video .wrap{position:relative;z-index:2}
.hero-video h1{color:#fff;max-width:none;font-size:clamp(2rem,3.6vw,3.6rem);text-wrap:pretty;white-space:normal}
br.lg{display:none}
@media (min-width:900px){br.lg{display:inline}}
.hero-video .eyebrow{color:var(--brass-2)}
.hero-video .lede{color:#E6E1D2;margin-top:1.25rem}
.hero-video .actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.75rem}
.hero-video .btn{background:var(--brass);border-color:var(--brass);color:var(--ink)}
.hero-video .btn:hover{background:var(--brass-2)}
.hero-video .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.hero-video .btn.ghost:hover{background:rgba(255,255,255,.08)}
.hero-video .reg{position:absolute;right:var(--gutter);bottom:1rem;z-index:2;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.6)}
.hero-video .vid-toggle{position:absolute;left:var(--gutter);bottom:1rem;z-index:2;background:transparent;color:rgba(255,255,255,.75);border:1px solid rgba(255,255,255,.35);width:2.5rem;height:2.5rem;padding:0;display:grid;place-items:center;cursor:pointer}
.hero-video .vid-toggle svg{width:14px;height:14px;fill:currentColor}
.hero-video .vid-toggle[data-state="playing"] .i-play,.hero-video .vid-toggle[data-state="paused"] .i-pause{display:none}
.hero-video .vid-toggle:hover{color:#fff;border-color:rgba(255,255,255,.6)}
@media (max-width:820px){.hero-video .veil{background:linear-gradient(180deg,rgba(21,37,27,.85),rgba(21,37,27,.6))}.hero-video .reg{display:none}}

/* proof bar */
.proof{background:var(--green);color:#fff;padding-block:1.6rem}
.proof ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem}
.proof li{border-left:1px solid rgba(255,255,255,.18);padding-left:1rem}
.proof b{display:block;font-family:var(--serif);font-weight:500;font-size:1.3rem;line-height:1.15;color:#fff}
.proof li>span{display:block;font-size:.85rem;line-height:1.45;color:#CFC9B6;margin-top:.4rem}
@media (max-width:820px){.proof ul{grid-template-columns:1fr 1fr}}

/* two-shore ledger */
.ledger{border:1px solid var(--bone-2);background:var(--white);display:grid;grid-template-columns:1fr 1fr}
.ledger>div{padding:1.6rem;display:flex;flex-direction:column;gap:.6rem}
.ledger>div+div{border-left:1px solid var(--bone-2)}
.ledger h3{font-size:1.5rem}
.ledger dl{margin:.4rem 0 0;display:grid;grid-template-columns:auto 1fr;gap:.3rem 1rem;font-size:.92rem}
.ledger dt{color:var(--moss)}
.ledger dd{margin:0}
@media (max-width:640px){.ledger{grid-template-columns:1fr}.ledger>div+div{border-left:0;border-top:1px solid var(--bone-2)}}

/* service/audience lists */
.rows{list-style:none;margin:0;padding:0;border-top:1px solid var(--bone-2)}
.rows li{border-bottom:1px solid var(--bone-2)}
.rows a{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr) auto;gap:1.5rem;align-items:baseline;padding:1.35rem 0;text-decoration:none;color:inherit}
.rows a:hover h3{color:var(--brass)}
.rows h3{font-size:1.5rem;transition:color .15s}
.rows p{color:var(--moss);font-size:.98rem}
.rows .arr{font-family:var(--serif);font-size:1.4rem;color:var(--brass)}
@media (max-width:820px){.rows a{grid-template-columns:1fr auto}.rows h3{grid-column:1;grid-row:1}.rows .arr{grid-column:2;grid-row:1}.rows p{grid-column:1/-1;grid-row:2}}
.dark .rows{border-color:rgba(255,255,255,.14)}
.dark .rows li{border-color:rgba(255,255,255,.14)}
.dark .rows p{color:#CFC9B6}

/* facts table */
.facts{width:100%;border-collapse:collapse;font-size:.98rem}
.facts th,.facts td{text-align:left;padding:.85rem 0;border-bottom:1px solid var(--bone-2);vertical-align:top}
.facts th{font-weight:600;width:34%;color:var(--moss);padding-right:1.5rem}
.table-x{overflow-x:auto}

/* steps */
.steps{list-style:none;margin:0;padding:0;counter-reset:s;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:2rem}
.steps li{counter-increment:s;border-top:1px solid var(--bone-2);padding-top:1rem}
.steps li::before{content:counter(s,decimal-leading-zero);font-family:var(--serif);font-size:1.6rem;color:var(--brass);display:block;margin-bottom:.4rem}
.steps h4{margin-bottom:.35rem}
.steps p{font-size:.95rem;color:var(--moss)}
@media (max-width:820px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* insights */
.posts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}
.posts article{border-top:1px solid var(--bone-2);padding-top:1rem;display:flex;flex-direction:column;gap:.6rem}
.posts time{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--moss)}
.posts h3{font-size:1.35rem}
.posts a{text-decoration:none}
.posts a:hover{color:var(--brass)}
.posts p{font-size:.95rem;color:var(--moss)}
.posts .by{font-size:.85rem;color:var(--ink)}
/* insights front page: section bar, lead story, rail, archive (structure after Wired, styled per DESIGN.md) */
.secnav{border-top:1px solid var(--bone-2);border-bottom:1px solid var(--bone-2)}
.secnav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:0 2rem}
.secnav a{display:inline-block;padding:1rem 0;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--moss);text-decoration:none;border-bottom:2px solid transparent;margin-bottom:-1px}
.secnav a:hover{color:var(--ink)}
.secnav a[aria-current="page"]{color:var(--ink);border-bottom-color:var(--brass)}
.front-sec{padding-top:clamp(2.5rem,5vw,4rem)}
.front{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(2rem,5vw,4.5rem);align-items:start}
.front a{text-decoration:none}
.front h2 a:hover,.front h3 a:hover,.archive li>a:hover{color:var(--brass)}
.story-lead .eyebrow,.rail article .eyebrow{margin-bottom:.7rem}
.story-lead h2{font-size:clamp(2rem,3.6vw,3.1rem);line-height:1.06}
.story-lead .dek{font-size:1.2rem;line-height:1.5;margin-top:1.1rem;max-width:var(--measure)}
.meta{font-size:.85rem;color:var(--moss);margin-top:1rem}
.meta a{color:var(--ink);text-decoration:none;font-weight:600}
.meta a:hover{text-decoration:underline}
.meta .dot{margin:0 .5em}
.rail{border-left:1px solid var(--bone-2);padding-left:clamp(1.5rem,3vw,2.5rem)}
.rail-h{padding-bottom:.9rem;border-bottom:1px solid var(--bone-2)}
.rail ul{list-style:none;margin:0;padding:0}
.rail li{padding:1.4rem 0;border-bottom:1px solid var(--bone-2)}
.rail h3{font-size:1.3rem;line-height:1.15}
.rail .meta{margin-top:.6rem}
.archive{margin-top:clamp(3rem,6vw,4.5rem)}
.archive h2.eyebrow{font-family:var(--sans);padding-bottom:.9rem;border-bottom:1px solid var(--bone-2)}
.archive ul{list-style:none;margin:0;padding:0}
.archive .yr{font-family:var(--serif);font-weight:500;font-size:1.6rem;margin:2.2rem 0 .2rem;padding-bottom:.5rem;border-bottom:1px solid var(--moss)}
.archive h2+.yr{margin-top:1rem}
.archive li{display:grid;grid-template-columns:10rem minmax(0,1fr) auto;gap:1.5rem;align-items:baseline;padding:1rem 0;border-bottom:1px solid var(--bone-2)}
.archive time,.archive .cat{font-size:.85rem;color:var(--moss)}
.archive li>a{font-family:var(--serif);font-size:1.2rem;line-height:1.2;color:var(--ink);text-decoration:none}
.author-bio{margin-bottom:clamp(2rem,4vw,3rem)}
.article-count{padding-bottom:.9rem;margin-bottom:clamp(1.5rem,3vw,2.5rem);border-bottom:1px solid var(--bone-2)}
.standards{margin-top:clamp(2.5rem,5vw,3.5rem);padding-top:1rem;border-top:1px solid var(--bone-2);font-size:.85rem;color:var(--moss);max-width:none}
.standards a{color:var(--ink)}
@media (max-width:900px){.front{grid-template-columns:1fr}.rail{border-left:0;padding-left:0;margin-top:1rem;padding-top:1.5rem;border-top:1px solid var(--bone-2)}}
@media (max-width:600px){.archive li{grid-template-columns:1fr;gap:.2rem}.secnav ul{gap:0 1.25rem}}
@media (max-width:820px){.posts{grid-template-columns:1fr}}

/* team */
.people{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:2.5rem 1.75rem}
.people li{display:flex;flex-direction:column;gap:.5rem}
.portrait{aspect-ratio:2/3;max-width:100%;background:linear-gradient(180deg,#F1EEE7,#E3DFD5);border:1px solid var(--bone-2);display:grid;place-items:center;color:var(--moss);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;overflow:hidden}
.portrait img{width:100%;height:100%;object-fit:cover}
.people h3,.people .name{font-size:1.25rem;margin-top:.4rem}
.person .name{display:block;font-family:var(--serif);font-weight:500;line-height:1.08;letter-spacing:-.005em}
.people .role{color:var(--brass);font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.people p{font-size:.9rem;color:var(--moss)}
@media (max-width:820px){.people{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.people{grid-template-columns:1fr}}

/* FAQ */
.faq{border-top:1px solid var(--bone-2);max-width:var(--measure)}
.faq details{border-bottom:1px solid var(--bone-2)}
.faq summary{cursor:pointer;padding:1.1rem 0;font-family:var(--serif);font-size:1.3rem;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--brass);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 0 1.2rem;color:var(--ink);font-size:1rem}

/* quote / pull */
.pull{font-family:var(--serif);font-size:clamp(1.5rem,2.6vw,2.2rem);line-height:1.25;max-width:26ch}
.dark .pull{color:#fff}

/* CTA band */
.cta{background:var(--green);color:#fff}
.cta .wrap{display:grid;grid-template-columns:7fr 5fr;gap:2rem;align-items:center}
.cta h2{color:#fff}
.cta p{color:#CFC9B6;margin-top:.8rem;max-width:48ch}
.cta .actions{display:flex;flex-wrap:wrap;gap:.75rem;justify-content:flex-end}
@media (max-width:820px){.cta .wrap{grid-template-columns:1fr}.cta .actions{justify-content:flex-start}}

/* contact form */
.form{display:grid;gap:1rem}
.form label{display:flex;flex-direction:column;gap:.35rem;font-size:.85rem;font-weight:600;color:var(--moss)}
.form input,.form select,.form textarea{font:inherit;font-size:1rem;padding:.7rem .8rem;border:1px solid var(--bone-2);background:var(--white);color:var(--ink);width:100%}
/* text fields after IBM Carbon (awesome-design-md): a filled, square field with a firm bottom line (moss, 5.4:1 on white,
   so the field is identifiable per WCAG 1.4.11) and a 2px green underline while in use. Checkboxes and radios keep native styling. */
.form input:not([type=checkbox]):not([type=radio]),.form select,.form textarea{border:0;border-bottom:1px solid var(--moss);border-radius:0;background:var(--bone);transition:background-color .15s}
.form input:not([type=checkbox]):not([type=radio]):hover,.form select:hover,.form textarea:hover{background:var(--bone-2)}
.form input:not([type=checkbox]):not([type=radio]):focus,.form select:focus,.form textarea:focus{outline:none;border-bottom-color:var(--green);box-shadow:inset 0 -2px 0 var(--green);background:var(--bone)}
@media (prefers-reduced-motion:reduce){.form input,.form select,.form textarea{transition:none}}
.form textarea{min-height:120px;resize:vertical}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:560px){.form .row{grid-template-columns:1fr}}
.form .consent{flex-direction:row;align-items:flex-start;font-weight:400;color:var(--ink)}
.form .consent input{width:auto;margin-top:.3rem}
.office{border-top:1px solid var(--bone-2);padding-top:1rem}
.office h3{font-size:1.3rem}
.office p{font-size:.95rem;margin-top:.4rem}
.office h4{font-family:var(--sans);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--moss);margin:1rem 0 .1rem}
.office a{color:var(--green)}

/* breadcrumb */
.crumb{font-size:.82rem;color:var(--moss);margin-bottom:1.2rem}
.crumb a{color:var(--moss);text-decoration:none}
.crumb a:hover{text-decoration:underline}
.crumb .sep::before{content:"/";margin:0 .5em;color:var(--bone-2)}

/* footer */
footer{background:#15251B;color:#CFC9B6;font-size:.9rem;padding-block:3.5rem 2.5rem}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr 1fr;gap:2rem}
footer h4{color:#fff;font-family:var(--sans);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.8rem}
footer ul{list-style:none;margin:0;padding:0}
footer li+li{margin-top:.45rem}
footer a{color:#CFC9B6;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer .reg{margin-top:2.5rem;padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.14);font-size:.82rem;line-height:1.6;color:#A8A48F;max-width:90ch}
footer .reg p+p{margin-top:.5rem}
@media (max-width:820px){footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .cols{grid-template-columns:1fr}}

/* guides */
.toc{list-style:none;margin:.8rem 0 0;padding:0;border-top:1px solid var(--bone-2)}
.toc li{border-bottom:1px solid var(--bone-2)}
.toc a{display:block;padding:.6rem 0;text-decoration:none;font-size:.92rem;color:var(--ink)}
.toc a:hover{color:var(--brass)}
.prose h2{margin-top:2.5rem;scroll-margin-top:90px}
.prose h2:first-child{margin-top:0}
.prose h2+p,.prose h2+div,.prose h2+ul,.prose h2+ol{margin-top:.9rem}
.prose h3{margin-top:2rem;scroll-margin-top:90px}
.prose h3+p,.prose h3+div,.prose h3+ul,.prose h3+ol{margin-top:.6rem}
.prose ol{padding-left:1.3em;margin:.6em 0 0}
.prose ol li+li{margin-top:.4em}
.prose b{font-weight:600;color:var(--green)}
.facts.cmp th:first-child{width:22%}
.facts.cmp tr:first-child th{color:var(--green);font-family:var(--serif);font-size:1.2rem;font-weight:500}
.facts.cmp td{width:39%;padding-right:1.2rem}
.glossary{columns:2;column-gap:4rem;max-width:1100px}
.term{break-inside:avoid;border-top:1px solid var(--bone-2);padding:1rem 0 1.2rem;scroll-margin-top:90px}
.term h3{font-size:1.25rem}
.term p{font-size:.95rem;color:var(--moss);margin-top:.35rem}
@media (max-width:820px){.glossary{columns:1}}
@media (max-width:820px){footer .cols{grid-template-columns:1fr 1fr}}

/* group pages */
.facts td.who{width:22%;color:var(--brass);font-weight:600;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;white-space:nowrap}
.facts.group th{width:30%}
.facts.group th a{color:var(--green);text-decoration:none;font-family:var(--serif);font-size:1.2rem;font-weight:500}
.facts.group th a:hover{color:var(--brass)}
@media (max-width:640px){.facts td.who{white-space:normal}}

/* retirement calculator */
.calc{align-items:start}
.calc-in{position:sticky;top:90px}
.calc-out .actions{display:flex;flex-wrap:wrap;gap:.75rem}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.tile{border:1px solid var(--bone-2);background:var(--white);padding:1rem 1.1rem;display:flex;flex-direction:column;gap:.3rem}
.tile b{font-family:var(--serif);font-weight:500;font-size:clamp(1.25rem,2.1vw,1.85rem);line-height:1.1;color:var(--green);font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.tile .muted{font-size:.82rem}
.tile.short b{color:#8A3A1E}
.tile.ok b{color:var(--green)}
.chart{margin:1.5rem 0 0;padding:0}
.chart figcaption{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap;font-size:.85rem;color:var(--moss);margin-bottom:.5rem}
.chart-wrap{position:relative;border:1px solid var(--bone-2);background:var(--white);padding:.5rem}
.chart-wrap canvas{display:block;width:100%;height:auto;max-width:100%}
.tip{position:absolute;background:var(--ink);color:#fff;font-size:.8rem;padding:.45rem .6rem;border-radius:2px;pointer-events:none;white-space:nowrap;line-height:1.35}
.linkbtn{background:none;border:0;padding:0;font:inherit;font-size:.85rem;color:var(--green);text-decoration:underline;text-underline-offset:.25em;cursor:pointer}
.facts.small{font-size:.85rem;margin-top:1rem}
.facts.small th,.facts.small td{padding:.5rem .6rem .5rem 0;font-variant-numeric:tabular-nums}
.facts.small thead th{color:var(--moss);font-weight:600;width:auto}
.facts.small tr.mark td{color:var(--brass);font-weight:600}
@media (max-width:820px){.calc-in{position:static}.tiles{grid-template-columns:1fr 1fr}}
/* calculator results, after IBM Carbon (awesome-design-md): flat stat grid on rules, sentence-case labels,
   light tabular figures, a text status tag, unboxed chart, right-aligned figures in the table */
.calc-out .tiles{gap:0 2rem}
.calc-out .tile{border:0;border-top:1px solid var(--green);background:none;padding:.85rem 0 1.4rem;gap:.25rem}
.calc-out .tile .eyebrow{text-transform:none;letter-spacing:0;font-size:.85rem;font-weight:600;color:var(--moss)}
.calc-out .tile b{font-family:var(--sans);font-weight:400;font-size:clamp(1.6rem,2.5vw,2.15rem);letter-spacing:-.01em;line-height:1.15;color:var(--ink);font-variant-numeric:tabular-nums lining-nums}
.calc-out .tile.ok b{color:var(--ink)}
.calc-out .tile.short{border-top-color:var(--brass)}
.calc-out .status:empty{display:none}
.calc-out .status{display:inline-flex;align-items:center;gap:.45rem;align-self:flex-start;margin-top:.35rem;font-size:.8rem;font-weight:600;color:var(--ink)}
.calc-out .status::before{content:"";width:.55rem;height:.55rem;background:var(--green)}
.calc-out .tile.short .status::before{background:var(--brass)}
.calc-out .chart-wrap{border:0;padding:0;background:none}
.calc-out .legend i{border-radius:0}
.calc-out .facts.small th:not(:first-child),.calc-out .facts.small td:not(:first-child){text-align:right}
.calc-out .facts.small tr.mark td{color:var(--ink);background:var(--bone);font-weight:600}
.calc-out .table-x{max-height:26rem;overflow:auto;margin-top:1rem;border-top:1px solid var(--bone-2);border-bottom:1px solid var(--bone-2)}
.calc-out .table-x .facts.small{margin-top:0}
.calc-out .facts.small thead th{position:sticky;top:0;background:var(--white);box-shadow:inset 0 -1px 0 var(--bone-2)}
@media (max-width:520px){.tiles{grid-template-columns:1fr}}

/* tool extras: legend, questionnaire, allocation bar */
.legend{display:flex;flex-wrap:wrap;gap:1.2rem;font-size:.82rem;color:var(--moss);margin:.2rem 0 .6rem}
.legend i{display:inline-block;width:12px;height:12px;border-radius:2px;margin-right:.45rem;vertical-align:-1px}
.legend b{color:var(--ink);font-weight:600;margin-left:.3rem}
.q{border:0;border-bottom:1px solid var(--bone-2);padding:.2rem 0 .9rem;margin:0;min-width:0}
.q:first-of-type{padding-top:0}
.q legend{font-weight:600;font-size:.95rem;color:var(--ink);padding:0;margin-bottom:.5rem}
.q label{display:flex;flex-direction:row;align-items:flex-start;gap:.55rem;font-weight:400;color:var(--ink);font-size:.92rem;padding:.25rem 0;cursor:pointer}
.q input{width:auto;margin-top:.3rem;accent-color:var(--green)}
.alloc{display:flex;height:22px;border:1px solid var(--bone-2);background:var(--white);overflow:hidden;margin:.4rem 0 .6rem}
.alloc span{display:block;height:100%;transition:width .25s}
.alloc .eq{background:var(--green)}
.alloc .bd{background:var(--brass);margin-left:2px}
.alloc .ca{background:var(--bone-2);margin-left:2px}
#r-name{text-transform:none}

/* questionnaire stepper */
.stepper .q{border-bottom:0;padding:.6rem 0 .2rem}
.stepper .q legend{font-family:var(--serif);font-weight:500;font-size:1.35rem;line-height:1.25;margin-bottom:.9rem}
.qn{display:inline-block;font-family:var(--sans);font-size:.72rem;letter-spacing:.1em;color:var(--brass);font-weight:600;margin-right:.6rem;vertical-align:.2em}
.stepper .q label{border:1px solid var(--bone-2);background:var(--white);padding:.7rem .85rem;margin:.35rem 0;align-items:center}
.stepper .q label:hover{border-color:var(--brass)}
.stepper .q label:has(input:checked){border-color:var(--green);background:var(--bone)}
.stepper .q input{margin-top:0}
.progress{height:4px;background:var(--bone-2);margin-bottom:.6rem}
.progress span{display:block;height:100%;width:0;background:var(--brass);transition:width .25s}
.stepnav{display:flex;justify-content:space-between;gap:.75rem;margin-top:1rem}
.stepnav .btn[disabled]{opacity:.45;cursor:not-allowed}
.flag{margin-top:1.2rem;padding:.9rem 1rem;border-left:3px solid var(--brass);background:var(--bone);font-size:.92rem}

/* questionnaire: single column, result screen */
.quiz{max-width:680px;margin-inline:auto}
.result{padding-top:.5rem}
.result-name{font-size:clamp(2.4rem,5vw,3.6rem);margin:.4rem 0 1rem;outline:none}
.result .lede{margin-bottom:1.5rem}
.scores{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1.5rem}
.score{border:1px solid var(--bone-2);background:var(--white);padding:.9rem 1rem;display:flex;flex-direction:column;gap:.25rem}
.score b{font-family:var(--serif);font-weight:500;font-size:1.6rem;color:var(--green);font-variant-numeric:tabular-nums}
.score .muted{font-size:.85rem}
.allp{margin-top:2rem;border-top:1px solid var(--bone-2);padding-top:1rem}
.allp summary{cursor:pointer;font-size:.9rem;color:var(--green);text-decoration:underline;text-underline-offset:.25em;list-style:none}
.allp summary::-webkit-details-marker{display:none}
.result .actions{display:flex;flex-wrap:wrap;gap:.75rem;align-items:center}
.scores.three{grid-template-columns:1fr 1fr 1fr}
@media (max-width:640px){.scores.three{grid-template-columns:1fr}}
@media (max-width:520px){.scores{grid-template-columns:1fr}}
.ill{border-left:3px solid var(--brass);background:var(--bone);padding:1.1rem 1.25rem;margin-top:.5rem}
.ill-h{font-size:1.35rem;margin:0 0 .5rem}
.ill-text{font-family:var(--serif);font-size:1.15rem;line-height:1.4;margin:0 0 .4rem}
.shaped dl{display:grid;grid-template-columns:auto 1fr;gap:.35rem 1.25rem;margin:0}
.shaped dt{color:var(--moss)}
.shaped dd{margin:0;font-weight:600;color:var(--green)}
.scope{margin-top:1.4rem;padding:.9rem 1rem;border:1px solid var(--bone-2);background:var(--white);font-size:.92rem}
details.sec{margin-top:1.5rem;border-top:1px solid var(--bone-2);padding-top:.9rem}
details.sec summary{cursor:pointer;list-style:none;font-family:var(--serif);font-size:1.25rem;color:var(--green)}
details.sec summary::-webkit-details-marker{display:none}
details.sec:not([open]) summary::after{content:" +";color:var(--brass)}
details.sec[open] summary::after{content:" \2212";color:var(--brass)}
details.sec .record{margin-top:1rem}
.meth{display:grid;grid-template-columns:auto 1fr;gap:.4rem 1.25rem;margin:.8rem 0 0;font-size:.9rem}
.meth dt{color:var(--moss)}
.meth dd{margin:0}
@media (max-width:520px){.shaped dl,.meth{grid-template-columns:1fr}.shaped dd,.meth dd{margin-bottom:.4rem}}
.flag.note{border-left-color:var(--bone-2);background:transparent;padding-left:1rem}
.stepper .q label.alt{border-style:dashed;color:var(--moss);font-size:.92rem}
.record{margin-top:1.5rem;border:1px solid var(--bone-2);background:var(--white);padding:1rem 1.1rem;font-size:.88rem}
.record dl{display:grid;grid-template-columns:auto 1fr;gap:.3rem 1rem;margin:0}
.record dt{color:var(--moss)}
.record dd{margin:0;font-variant-numeric:tabular-nums}
.err{color:#8A3A1E;font-size:.88rem;margin:.5rem 0 0}
.method summary{cursor:pointer;list-style:none}
.method summary::-webkit-details-marker{display:none}
.method summary h2{display:inline;margin:0}
.method:not([open]) summary h2::after{content:" +";color:var(--brass)}
.method[open] summary{margin-bottom:.8rem}
.recon{display:none}
.recon .line{display:inline-block;min-width:55%;border-bottom:1px solid var(--ink);height:1em;vertical-align:baseline}
@page{margin:12mm}
@media print{header.top,nav.main,footer,.cta,form.lead,.allp,.stepnav,.progress,.result .crumb{display:none!important}section{padding-block:.6rem}.hero{padding:0}.hair{border-top:0}.result{padding-top:0}.recon{display:block}.recon p{margin:.35rem 0}body{background:#fff;font-size:.82rem;-webkit-print-color-adjust:exact;print-color-adjust:exact}.quiz{max-width:none}.result-name{font-size:1.9rem;margin:.2rem 0 .5rem}.result .lede{font-size:1rem;margin-bottom:.6rem}.ill{margin-top:.2rem;padding:.7rem .9rem}.ill-h{font-size:1.1rem;margin-bottom:.3rem}.ill-text{font-size:1rem}.shaped p.eyebrow,#r-flags-wrap p.eyebrow,.result p.eyebrow{margin-top:.9rem!important}.scope{margin-top:.8rem;padding:.6rem .8rem}.flag{margin-top:.4rem;padding:.45rem .7rem}.record{margin-top:.6rem;padding:.6rem .8rem}details.sec{margin-top:.8rem;padding-top:.6rem}details.sec:first-of-type{break-before:page;margin-top:0;border-top:0;padding-top:2.2rem}details.sec summary{font-size:1.15rem}details.sec summary::after{content:none!important}.flag,.record,.score,details.sec .alloc,.meth{break-inside:avoid}}

/* results pages */
.adjust{margin-top:2rem;border-top:1px solid var(--bone-2);padding-top:1rem}
.adjust summary{cursor:pointer;font-size:.95rem;font-weight:600;color:var(--green);list-style:none}
.adjust summary::-webkit-details-marker{display:none}
.adjust summary::before{content:"+";display:inline-block;width:1.2em;color:var(--brass)}
.adjust[open] summary::before{content:"–"}
.quiz .tiles{margin-top:.5rem}
.quiz .chart{margin-top:2rem}

/* lead form on result page */
.lead{margin-top:2rem;padding:1.5rem;border:1px solid var(--bone-2);background:var(--bone)}
.lead input,.lead select{background:var(--white)}
.form.lead input:not([type=checkbox]):not([type=radio]),.form.lead select,.form.lead textarea,.form.lead input:not([type=checkbox]):not([type=radio]):focus,.form.lead select:focus{background:var(--white)}
.form.lead input:not([type=checkbox]):not([type=radio]):hover,.form.lead select:hover{background:#FBFAF7}

/* prototype banner */

/* hero figure with a real photograph */
.hero-fig.has-img{background:none;overflow:hidden}
.hero-fig.has-img::after{display:none}
.hero-fig.has-img img{width:100%;height:100%;object-fit:cover;display:block}

/* founder portrait beside the story */
.founder-row{margin-top:1.1rem}
.founder{width:min(160px,100%);margin:.4rem 0 0}
.founder img{width:100%;height:auto;aspect-ratio:2/3;object-fit:cover;border:1px solid var(--bone-2)}
.founder figcaption{margin-top:.5rem;font-size:.78rem;line-height:1.35;color:var(--moss)}
.founder figcaption b{display:block;font-family:var(--serif);font-weight:500;font-size:1rem;color:var(--ink)}
.prose h3{clear:none}
@media (max-width:820px){.founder{width:auto;margin-bottom:.25rem}.founder img{width:120px}}

/* align a left-column label with the cap height of the H2 beside it */
@media (min-width:821px){.eyebrow.cap-align{padding-top:calc(clamp(1.9rem,3.4vw,2.9rem)*.245 - .34rem)}}

/* glossary term links: quiet dotted underline */
a.gl{text-decoration:underline dotted;text-decoration-color:var(--brass);text-underline-offset:.22em;text-decoration-thickness:1px}
a.gl:hover{text-decoration-style:solid}

/* legal pages: clause headings sized for reading, not display */
.legal h2{font-size:1.45rem;margin-top:2.2rem}
.legal h2:first-child{margin-top:0}

/* insight articles */
.article-hero h1{max-width:30ch;font-size:clamp(1.9rem,3.3vw,3.1rem);text-wrap:balance}
.article-hero .lede{max-width:64ch}
.article figure.art-illo{margin:0 0 clamp(2.25rem,4vw,3rem)}
.art-illo svg{display:block;width:100%;height:auto}
.art-illo figcaption{font-family:var(--serif);font-style:italic;font-size:clamp(1.1rem,1.8vw,1.4rem);line-height:1.3;text-align:center;color:var(--ink);margin-top:.9rem;text-wrap:balance}
.byline-in{position:sticky;top:96px;max-height:calc(100vh - 120px);overflow:auto}
.byline dl{margin:0;display:grid;gap:.15rem;font-size:.92rem}
.byline dt{font-family:var(--sans);font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;color:var(--moss);font-weight:600;margin-top:1rem}
.byline dt:first-child{margin-top:0}
.byline dd{margin:0}
.byline dd span{display:block;color:var(--moss);font-size:.85rem}
.article{max-width:68ch;min-width:0}
.byline{min-width:0}   /* grid items: let the wide performance table scroll inside .table-x instead of widening the page */
.article h2{font-size:clamp(1.5rem,2.2vw,1.9rem);margin-top:3rem;padding-top:1.6rem;border-top:1px solid var(--bone-2);scroll-margin-top:110px}
.article .art-toc-m+h2,.article>h2:first-child{margin-top:1.5rem}
.article h3{font-size:1.25rem}
.article ul,.article ol{padding-left:1.2em;margin:.8em 0 0}
.article li+li{margin-top:.7em}
.article blockquote{margin:1.5rem 0 0;padding-left:1.1rem;border-left:2px solid var(--brass);font-family:var(--serif);font-size:1.25rem;line-height:1.35}
.article p.src{font-size:.82rem;color:var(--moss);margin-top:.5em}
.article figure{margin:1.5rem 0 0}
.article figure img{width:100%;height:auto;border:1px solid var(--bone-2)}
.article hr{border:0;border-top:1px solid var(--bone-2);margin:2rem 0 0}
.article .disclaimer{margin-top:2.5rem;padding-top:1.25rem;border-top:1px solid var(--bone-2);font-size:.85rem}
table.data{font-size:.88rem;font-variant-numeric:tabular-nums}
table.data thead th{font-family:var(--sans);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--moss);text-align:right;vertical-align:bottom;line-height:1.35}
table.data thead th:first-child{text-align:left}
table.data td{text-align:right;white-space:nowrap}
table.data tr.grp th{font-family:var(--sans);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--green);font-weight:700;background:var(--bone);padding:.55rem .75rem;border-bottom:1px solid var(--bone-2)}
table.data tbody th[scope=row]{color:var(--ink);font-weight:400}   /* index names read as data rows, distinct from the group bands */
table.data td,table.data thead th:not(:first-child){padding-left:1rem}
table.data thead th{border-bottom:1px solid var(--moss);padding-right:0}
table.data thead th:not(:first-child){letter-spacing:.1em;margin-right:-.1em}   /* headings end on the same line as the figures */
/* fixed layout: name column 24%, value column 18% (tables with a closing-value column), the period columns (1M, YTD, 1Y, 3Y, 5Y ...) share the rest equally;
   on narrow screens the table keeps a minimum width and scrolls inside .table-x */
table.data{table-layout:fixed;width:100%}
table.data.wide{min-width:36rem}
table.data thead th:first-child{width:24%}
table.data:not(.wide) thead th:first-child{width:40%}   /* narrow tables: room for the row labels */
table.data.levels thead th:nth-child(2){width:18%}
table.data thead th:nth-child(n+3){width:auto}   /* overrides .facts th{width:34%} so the period columns share the rest equally */
table.data th[scope=row]{white-space:normal}
@media (max-width:820px){.byline-in{position:static;max-height:none;overflow:visible}.byline dl{grid-template-columns:auto 1fr;gap:.3rem 1rem}.byline dt{margin-top:0;padding-top:.2rem}}
/* article contents: sticky list in the byline rail on desktop, a collapsible list above the text on phones */
.art-toc{margin-top:2rem;padding-top:1.2rem;border-top:1px solid var(--bone-2)}
.art-toc .toc-h,.art-toc-m summary{font-family:var(--sans);font-size:.7rem;letter-spacing:.13em;text-transform:uppercase;color:var(--moss);font-weight:600}
.art-toc ol,.art-toc-m ol{list-style:none;margin:.7rem 0 0;padding:0;counter-reset:toc}
.art-toc li,.art-toc-m li{counter-increment:toc}
.art-toc a,.art-toc-m a{display:grid;grid-template-columns:1.6rem 1fr;padding:.4rem 0 .4rem .75rem;margin-left:-.75rem;border-left:2px solid transparent;font-size:.9rem;line-height:1.35;color:var(--moss);text-decoration:none}
.art-toc a::before,.art-toc-m a::before{content:counter(toc,decimal-leading-zero);font-variant-numeric:tabular-nums;font-size:.78rem;padding-top:.08rem}
.art-toc a:hover,.art-toc-m a:hover{color:var(--ink)}
.art-toc a[aria-current]{color:var(--ink);border-left-color:var(--green);font-weight:600}
.art-toc-m{display:none;border-top:1px solid var(--bone-2);border-bottom:1px solid var(--bone-2);padding:.9rem 0;margin-bottom:1.5rem}
.art-toc-m summary{cursor:pointer}
@media (max-width:820px){.art-toc{display:none}.art-toc-m{display:block}}
/* More insights under an article: rail-style items, as on the Insights pages */
.more-h{font-family:var(--sans);font-weight:600;margin:0}
.more-grid{list-style:none;margin:1.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}
.more-grid article{border-top:1px solid var(--bone-2);padding-top:1.1rem}
.more-grid .eyebrow{margin-bottom:.6rem}
.more-grid h3{font-size:1.3rem;line-height:1.15}
.more-grid h3 a{text-decoration:none}.more-grid h3 a:hover{color:var(--brass)}
.more-grid .eyebrow a{text-decoration:none}
@media (max-width:820px){.more-grid{grid-template-columns:1fr;gap:0}.more-grid article{padding:1.1rem 0}}

/* team grid: four across on wide screens, stepping down */
@media (max-width:1100px){.people{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:820px){.people{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.people{grid-template-columns:1fr 1fr;gap:2rem 1rem}}

/* team: cards open a profile pop-up */
.person{all:unset;display:flex;flex-direction:column;gap:.5rem;cursor:pointer;width:100%}
.person:focus-visible{outline:2px solid var(--brass);outline-offset:4px}
.person .portrait{overflow:hidden}
.person .portrait img{transition:transform .35s ease}
.person:hover .portrait img{transform:scale(1.03)}
.person .more{font-size:.78rem;color:var(--moss);text-decoration:underline;text-decoration-color:var(--brass);text-underline-offset:.3em;margin-top:.15rem}
.person:hover .more{color:var(--green)}
@media (prefers-reduced-motion:reduce){.person .portrait img{transition:none}.person:hover .portrait img{transform:none}}
dialog.profile{border:0;padding:0;max-width:min(820px,calc(100vw - 32px));width:100%;max-height:calc(100vh - 48px);overflow-y:auto;background:var(--white);color:var(--ink);box-shadow:0 30px 80px rgba(22,31,25,.35)}
dialog.profile::backdrop{background:rgba(21,37,27,.6)}
dialog.profile form{margin:0;display:flex;justify-content:flex-end}
dialog.profile .x{background:none;border:0;font:inherit;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--moss);padding:1rem 1.25rem .25rem;cursor:pointer}
dialog.profile .x:hover{color:var(--green)}
.profile-in{display:grid;align-items:start;grid-template-columns:200px 1fr;gap:1.75rem;padding:.5rem 2rem 2.25rem}
.profile-in h2{font-size:1.9rem}
.profile-in .role{display:block;color:var(--brass);font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600;margin-top:.4rem}
.profile-in .bio{margin-top:1rem}
.profile-in .bio p{color:var(--ink);font-size:.97rem;line-height:1.6}
.profile-in .bio p+p{margin-top:.85em}
@media (max-width:600px){.profile-in{grid-template-columns:1fr;padding:.25rem 1.25rem 1.75rem}.profile-in .portrait{max-width:150px}}

/* six-step process: three across, then two, then one */
.steps.six{grid-template-columns:repeat(3,minmax(0,1fr));gap:2.25rem 2rem}
@media (max-width:820px){.steps.six{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps.six{grid-template-columns:1fr}}

/* a single regulator box */
.ledger.one{grid-template-columns:1fr}

/* availability notice */
.notice{border-left:3px solid var(--brass);background:var(--bone);padding:1rem 1.25rem;font-size:.95rem;margin-bottom:2rem}
.prose .notice+h2{margin-top:0}

.links404{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(13rem,1fr));gap:.4rem 2rem}
.links404 a{display:block;padding:.7rem 0;border-bottom:1px solid var(--bone-2);text-decoration:none;font-weight:500}
.links404 a:hover{color:var(--green)}

/* confirmation shown in place of a form once it has been sent */
[hidden]{display:none!important}
.sent{display:flex;gap:1rem;align-items:flex-start;align-self:start;scroll-margin-top:120px;background:var(--bone);border:1px solid var(--bone-2);border-radius:6px;padding:1.5rem 1.6rem}
.sent[hidden]{display:none}.sent svg{flex:none;width:36px;height:36px;margin-top:.15rem}.sent:focus{outline:none}
#lead-sent{margin-top:1.8rem}
.sent-h{font-family:var(--serif);font-size:1.45rem;line-height:1.2;color:var(--ink);margin:0 0 .45rem}.sent p{margin:0}.sent p+p{color:var(--ink)}